Hello readers!
Today you are going to be lucky, I have two (maybe 3) blogs to post. I've missed a few days and want to get caught up.
The first one is about my need to purchase a new camera. I bought a new one back in April-ish from Walmart. It took pictures, but they were rather low-quality and it was extremely sensitive- it had a long shutter time that you could not adjust, so almost every picture I took turned out blurry. The menus were difficult to navigate. The battery life was not as good as I had hoped. I was overall disappointed with the purchase, but it was better than no camera at all.
So. I am getting a substantial amount of money in early October (and my sister is working very hard to start paying back everything she owes me) and I am contemplating purchasing a new camera. Not a cheap one either. The one I am looking at is the Canon EOS 350D Digital Rebel XT Digital SLR. The unofficial best digital SLR out there.
The hard part is finding somewhere that sells them that doesn't involve internet. I'm the kind of person that likes to touch something before I drop $200+ on something (lesson I recently learned all too well.)
So I think that I will be getting that in early October. Look for an INSANE amount of photos added to my public photos on http://picasaweb.google.com/rysah57.
If anyone knows of a better digital that will take high quality (almost professional) pictures, let me know.
Showing posts with label purchases. Show all posts
Showing posts with label purchases. Show all posts
9.21.2007
9.13.2007
blogging
Hello readers!
Well. As we all know, I am TERRIBLE about saving money/getting out of debt. I purchased a sidekick iD yesterday. While I view it as a worthwhile purchase, as I really needed a new phone, I very easily could have lived without it.
How do you stop being an impulsive buyer? Isn't that kind of a trademark of borderline personality disorder? You're on meds, why do you keep spending like it's gonig out of style? - answer to that one is that the meds help regulate emotions, but they don't affect thought processes -
Well. I for one am going to stop carrying my check card with me. I am going to allocate myself a certain amount of cash each week to have for incidental purchases I may make during the week, but having the plastic makes it so much easier to spend. This will make my life harder (getting gas, online purchases), but it's worth it in the long run.
I am going to sit down and make a calendar that shows what the due date is on each of my bills, so I can see which weeks are going to really suck moneywise and plan ahead for them rather than being caught off-guard and scrounging for money one week of the month.
I am going to make a list of all my bills, the total amounts I owe on them, and what the monthly payments are. I have several that are in collections and the "monthly payment" is the total owed, and for those I will pay approximately 5% of the total bill per month.
When I get a windfall, some sort of extra or unplanned suprise, I normally do NOTHING with it. I don't pay things down, I don't save it, I don't buy some crazy something I don't need. It just gets put in my account, and spent. I need to put a kabosh to that. I opened an electric orange savings account at ING that earns like 5% on my savings. Higher than inflation. Higher than spending it on nothing. So 1/3 of "extra" money is going to savings, 1/3 to debt, and 1/3 to normal spending account. Fair enough.
I also plan on WRITING DOWN my financial goals, and looking at them every day. I think (wishful thinking, I know) that maybe if I can just keep remembering that I want 3k in savings by February, that I want all my bills except car and medical paid off by February maybe I won't buy caribou 3x a week, fast food almost daily, keep the desk stocked with candy, buy kristen stupid shit... it's a thought. I bet I could save $75 a week just on incidental purchases. I have about 123823945 caffeine pills at home, I should take one of those with water instead of buying pop. I have snacky foods here, and PB and wheat bread, I can eat those for lunch and probably feel fuller and healthier.
So, this week/weekend is going to really be a thoughtful one for me.
Well. As we all know, I am TERRIBLE about saving money/getting out of debt. I purchased a sidekick iD yesterday. While I view it as a worthwhile purchase, as I really needed a new phone, I very easily could have lived without it.
How do you stop being an impulsive buyer? Isn't that kind of a trademark of borderline personality disorder? You're on meds, why do you keep spending like it's gonig out of style? - answer to that one is that the meds help regulate emotions, but they don't affect thought processes -
Well. I for one am going to stop carrying my check card with me. I am going to allocate myself a certain amount of cash each week to have for incidental purchases I may make during the week, but having the plastic makes it so much easier to spend. This will make my life harder (getting gas, online purchases), but it's worth it in the long run.
I am going to sit down and make a calendar that shows what the due date is on each of my bills, so I can see which weeks are going to really suck moneywise and plan ahead for them rather than being caught off-guard and scrounging for money one week of the month.
I am going to make a list of all my bills, the total amounts I owe on them, and what the monthly payments are. I have several that are in collections and the "monthly payment" is the total owed, and for those I will pay approximately 5% of the total bill per month.
When I get a windfall, some sort of extra or unplanned suprise, I normally do NOTHING with it. I don't pay things down, I don't save it, I don't buy some crazy something I don't need. It just gets put in my account, and spent. I need to put a kabosh to that. I opened an electric orange savings account at ING that earns like 5% on my savings. Higher than inflation. Higher than spending it on nothing. So 1/3 of "extra" money is going to savings, 1/3 to debt, and 1/3 to normal spending account. Fair enough.
I also plan on WRITING DOWN my financial goals, and looking at them every day. I think (wishful thinking, I know) that maybe if I can just keep remembering that I want 3k in savings by February, that I want all my bills except car and medical paid off by February maybe I won't buy caribou 3x a week, fast food almost daily, keep the desk stocked with candy, buy kristen stupid shit... it's a thought. I bet I could save $75 a week just on incidental purchases. I have about 123823945 caffeine pills at home, I should take one of those with water instead of buying pop. I have snacky foods here, and PB and wheat bread, I can eat those for lunch and probably feel fuller and healthier.
So, this week/weekend is going to really be a thoughtful one for me.
9.10.2007
My Monday
Hello Readers!
Well. My blog is going to be about something that I'm forced to deal with today.
On August 31, I purchased a large amount of DVD's from a user on ebay. Like, 108 altogether.
I've bought expensive items on ebay before, like my laptop. And I've been using ebay since 2001, I'd say I know how to be cautious, read auctions carefully, yadda yadda yadda. Only 1 other time did I have a problem with an item I purchased, and that was because it was a used video game that ended up freezing once it got to a certain part. And the guy refunded me the amount I paid (less shipping). And it was fine.
So when I read these two auctions, I had no qualms about buying the items, other than the fact that it was the money I wanted to spend on my sidekick. The guy had 100% feedback rating, no recent withdrawn negative feedback, the auction looked good.
Much to my dismay, when I get said DVDs, they are VERY MUCH SO not what the auction listed. They were chinese, in english language. and didn't work on any of the 3 dvd players i own OR my computer.
so I immediately log on to ebay to review the auction to see if I screwed up.
Nope. Auction listed as shipping from Texas. Auction said NTSC format. Neither of which were true. so I immediately send the seller a question.
These DVD's are not for US DVD players. Please advise how to return. Your auction listed Texas as location and said it was NTSC format.
His reply
they are from china ,they are chinese original dvds
So then I said
Well, yes, I can see that. Your auction FALSELY listed them as NTSC format (which is intended for North American players). I would like to return them and the [removed to protect the nerdy] that I purchased as well for a refund as they are unplayable. I also intend on filing a complaint with Ebay
to which he replied
Sorry about that ,and Would you please give some advice about how to make up the DVDs or dealing? i hope you can not a complaint with Ebay.thank you!
I refund your $100? is ok?
... $100? I spent OVER $250 on these DVD's altogether. So.
I also purchased [that other geeky set of DVD's]. I paid $129 on each so I'd like a total refund of $258. I will mail them back to you today, as they are worthless to me.
Your auctions need to list the format of the DVD's. This is crucial to international buyers. I have chosen not to file complaint as you are trying to fix the problem.
so. I am desperately waiting to see what comes of it. I've researched the buyer protection programs and it appears that I am covered by ebay and/or paypal so... its just so frustrating! I am not even asking for the $27 in shipping I paid on the items, and I'm paying to return them out-of-pocket. It just suckssssss so freaking bad. I want to die.
Well. My blog is going to be about something that I'm forced to deal with today.
On August 31, I purchased a large amount of DVD's from a user on ebay. Like, 108 altogether.
I've bought expensive items on ebay before, like my laptop. And I've been using ebay since 2001, I'd say I know how to be cautious, read auctions carefully, yadda yadda yadda. Only 1 other time did I have a problem with an item I purchased, and that was because it was a used video game that ended up freezing once it got to a certain part. And the guy refunded me the amount I paid (less shipping). And it was fine.
So when I read these two auctions, I had no qualms about buying the items, other than the fact that it was the money I wanted to spend on my sidekick. The guy had 100% feedback rating, no recent withdrawn negative feedback, the auction looked good.
Much to my dismay, when I get said DVDs, they are VERY MUCH SO not what the auction listed. They were chinese, in english language. and didn't work on any of the 3 dvd players i own OR my computer.
so I immediately log on to ebay to review the auction to see if I screwed up.
Nope. Auction listed as shipping from Texas. Auction said NTSC format. Neither of which were true. so I immediately send the seller a question.
These DVD's are not for US DVD players. Please advise how to return. Your auction listed Texas as location and said it was NTSC format.
His reply
they are from china ,they are chinese original dvds
So then I said
Well, yes, I can see that. Your auction FALSELY listed them as NTSC format (which is intended for North American players). I would like to return them and the [removed to protect the nerdy] that I purchased as well for a refund as they are unplayable. I also intend on filing a complaint with Ebay
to which he replied
Sorry about that ,and Would you please give some advice about how to make up the DVDs or dealing? i hope you can not a complaint with Ebay.thank you!
I refund your $100? is ok?
... $100? I spent OVER $250 on these DVD's altogether. So.
I also purchased [that other geeky set of DVD's]. I paid $129 on each so I'd like a total refund of $258. I will mail them back to you today, as they are worthless to me.
Your auctions need to list the format of the DVD's. This is crucial to international buyers. I have chosen not to file complaint as you are trying to fix the problem.
so. I am desperately waiting to see what comes of it. I've researched the buyer protection programs and it appears that I am covered by ebay and/or paypal so... its just so frustrating! I am not even asking for the $27 in shipping I paid on the items, and I'm paying to return them out-of-pocket. It just suckssssss so freaking bad. I want to die.
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